Average Progressive Insurance Settlement Offer in Florida

Trusted Content

Legally reviewed by:

Erik Abrahamson, J.D. July 30, 2021

Here’s Why You Should Have an Experienced Florida Auto Accident Lawyer Represent You 

Progressive Insurance airs a lot of television commercials. Their gimmick is to have the familiar “Flo” pitch ways to save on auto and home insurance, along with other insurance products.

Based on Progressive’s aggressive ad campaign, you might think that they are easy to deal with if you file a claim for personal injury compensation. However, Progressive Insurance settlement offers, like other major insurance company offers, are notoriously low.

Abrahamson & Uiterwyk are the Florida auto accident attorneys you need to help you get a fair settlement from Progressive. Drawing upon our 30 years of experience fighting for accident victims in Florida, we assemble the best compelling case possible. We advocate for you and help you pursue the compensation you deserve.

progressive insurance settlement offers

What Is the Average Progressive Settlement in Florida?

Contrary to what you might hear, there is no average settlement from Progressive Insurance. Progressive Insurance is a massive insurance company that is in business to make money.

As a result, Progressive does not pay out easily. Instead, Progressive Insurance will nitpick every part of your claim to find ways to reduce your Progressive Insurance settlement offer.

They will blame you for causing the accident or try to show that your injuries are not as serious as you say they are.

Also, Progressive’s representatives may try to offer less than you want because you had a prior accident claim or previous injury. 

What Factors Affect Progressive Insurance Settlement Offers?

Settlement amounts vary based on many factors. Those factors include:

  • How the accident happened;
  • The amount of medical bills you have;
  • The wages you lost because of the crash;
  • Whether your injuries are permanent;
  • If you have scarring;
  • How long it took for your injuries to heal;
  • Whether you will need medical care in the future;
  • The amount of pain and suffering you endured from the injuries sustained in the crash;
  • Whether you had any emotional trauma such as loss of enjoyment of life; and
  • The amount of damage to your property. 

Not every personal injury claim will involve all of these factors. Since no two people are alike, no two claims are alike. It is important to remember that the unique facts of your case determine the settlement offer you receive from Progressive Insurance.

Florida law also factors into your settlement offer. Progressive can lower your offer if you did something to contribute to the accident. This is called comparative negligence.

Under this system, your award is reduced by the same percentage. In other words, your award can be reduced by the amount you were found to be responsible for in the accident.

As we said, Progressive will try to use Florida’s comparative negligence law to its benefit. That is one of the reasons why it is so important to have a highly experienced and knowledgeable Florida car accident attorney represent you.

Do Progressive Settlement Calculators Work?

In short, no, Progressive settlement claims calculators do not work. Settlement calculators are a tool Progressive and other companies use to convince you to accept a lowball offer. They do not give you an accurate reading of the appropriate Progressive car accident settlement for your unique case. 

Talking with an experienced attorney from Abrahamson & Uiterwyk is the best way you can know how much your claim is worth. An experienced lawyer will evaluate your claim and do everything possible to help you pursue the settlement you deserve.

How Fast Can I Get My Money?

Quick settlements are a trick Progressive Insurance may use from time to time to limit their exposure to paying out a large settlement.

A Progressive representative may try to convince you that a quick settlement is in your best interest. However, before you accept any offer from Progressive, you need to talk to a lawyer first.

Accepting a quick settlement without talking to an experienced car accident lawyer can be extremely risky. A Progressive settlement claim adjuster will not offer you a settlement unless you sign a release.

That release means once you cash your Progressive settlement check, you forever forfeit your right to seek additional damages. Even if you need additional surgeries or other medical attention related to the accident, you cannot go after the person insured by Progressive. 

Why Should I Get an Attorney?

You need an attorney to advise you about the Progressive Insurance car accident settlement process.

You might think you could save yourself money by handling your claim by yourself. However, you are far more likely to receive a small settlement if you do not have an attorney.

Additionally, an experienced attorney will know where to look for evidence that can strengthen your claim.

Would you know what to do to preserve evidence that is helpful to you? Do you know how to find witnesses and interview them? Would you know how to respond effectively if Progressive denies your claim

Having the right attorney allows you to focus on your recovery and getting your life back on track. An aggressive attorney will take the stress of your claim off your shoulders and personally take on that burden.

If you get a low Progressive Insurance pain and suffering offer, you might end up suing the Progressive insured person who caused your accident. 

Abrahamson & Uiterwyk Are the Right Lawyers to Settle Your Progressive Accident Claim

For more than 3 decades, the Florida car accident attorneys with Abrahamson & Uiterwyk have fought vigorously for our clients. And we continue to do so.

To date, Abrahamson & Uiterwyk’s nearly 20,000 clients have received over $300 million in compensation. We never take a fee or costs unless we recover money for you. 

Abrahamson & Uiterwyk’s peers and clients voiced their opinion as well. Abrahamson & Uiterwyk has an A+ rating from the Better Business Bureau and an AV rating from Martindale-Hubbell.

An AV rating is the highest possible rating bestowed by Martindale-Hubbell. Additionally, Abrahamson & Uiterwyk proudly received a “Best Law Firm” rating from the U.S. News & World Report.

With credentials like that, why trust another law firm with your precious rights?

Abrahamson & Uiterwyk Can Help with Your Progressive Accident Claim

Call Abrahamson & Uiterwyk today at 813-223-5295 or toll-free at 866-651-0234. You can even text us to set up your free case evaluation. We have convenient office locations in the Tampa Bay Area to help us better serve you. We will fight for you to maximize your Progressive Insurance car accident settlement. 

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