When a pedestrian is hit by a car, the process of seeking compensation can feel overwhelming. Below is what you need to know about pedestrian-car accident settlements, from compensation averages to the legal hurdles you might face.
How Much is the Average Payout for a Pedestrian Hit By a Car Settlement?
How much compensation you get for a pedestrian hit by a car settlement in Florida varies based on the unique circumstances of each situation and the severity of your injuries. Based on our own settlement data on this page, the average settlement for a pedestrian hit by a car is between $250,000 to around $1,000,000.
$300,000 Settlement for a Pedestrian Hit by a Car
Our client was walking his dog in Pinellas County, when he approached a crosswalk to walk toward the beach. Our client pressed the button to activate the rapid flashing beacons, to warn approaching vehicles. When the beacons activated, our client entered the crosswalk and began to walk across the street. Unfortunately, the defendant driver, who was clearly distracted, failed to see the flashing beacons and the pedestrian crossing sign, and struck our client going approximately 30 miles per hour.
As a result of the impact, our client rolled up on the hood of the defendant’s vehicle and was jettisoned into the other lane of traffic. Fortunately, the vehicles in the other lane had properly stopped. Our client was knocked unconscious and did not regain consciousness until he was seen in the emergency room.
At the emergency room, our client received emergent care to treat his dislocated left shoulder, broken left collarbone, fractured ribs, multiple lacerations and a concussion. Following his discharge from the hospital, our client was referred to an orthopedic surgeon, who diagnosed our client with a left shoulder rotator cuff tear. The orthopedic surgeon prescribed our client with a regiment of physical therapy, aimed at restoring the range of motion in the left shoulder. Due to his dedication to the therapy, our client was able to regain full use of his left shoulder without the need for surgery.
After the conclusion of the medical treatment, we sent a demand for settlement to the defendant’s insurance company and to our client’s underinsured motorist insurance carrier. The plaintiff’s insurance refused to give our client a fair settlement offer, but through continuous negotiations, we were able to convince them to pay significantly more. In the end, we were able to obtain a combined $300,000 settlement for our client.
$250,000 Pedestrian Hit by a Car Settlement
Our client, a pedestrian, was walking across U.S. I9 in Citrus County, FL at around midnight. At that time, a driver, who was headed southbound on U.S. 19, negligently operated his or her vehicle so that it collided with our client. The vehicle then continued down the road without stopping, rendering aid, or notifying law enforcement of the accident. Unfortunately, the hit-and-run driver could not be identified.
Our client suffered significant injuries including a serious broken arm, a concussion and acute respiratory failure. He required extensive surgery to his arm as a direct result of the accident.
Although the hit-and-run driver could not be identified, our client was not without recourse since he had purchased uninsured motorist insurance to protect him from uninsured as well as hit-and-run drivers. Through aggressive negotiation, we were ultimately able to convince our client’s insurance company to pay $250,000.00, the limit of our client’s insurance coverage. Our client was very happy with the outcome and with our representation.
$~1,000,000 Settlement for a Pedestrian Hit by a Car
In this tragic case, we represented a 12-year-old boy who was struck by a van being operated by the defendant. As the defendant was turning left, he failed to notice our pedestrian minor client who was crossing the street at the time. A witness to the accident also stated that the defendant driver ran the stop sign as he was turning left and collided with our minor client.
Our client suffered a severe injury to his right leg, consisting of a huge laceration above his knee. This injury required surgery to debride and close the wound. In addition, he sustained a fracture to his right index finger, which also required surgery to repair. Our minor client’s leg injury left a large permanent scar which is clearly visible. Also, the significant amount of scar tissue present caused him reduced range of motion in his leg.
We presented the defendant’s insurance company with a comprehensive demand package detailing the devastating physical and psychological impacts of the tragic accident. We also made a compelling case for why the defendant driver was completely at fault by citing laws he violated and duties he breached. Ultimately, we convinced the insurance company that it was in their best interest to recognize its liability and agree to compensate our client by paying the remainder of its policy limit of just under $1,000,000.00.
What Influences the Average Settlement for a Pedestrian Hit by a Car?
Several factors influence the average payout for a pedestrian hit by a car in a settlement. These include:
- Severity of Injuries: Major injuries, such as a torn leg or traumatic brain injury, often lead to higher settlements. For instance, a child’s severe leg injury recently settled for approximately $1 million, while less severe cases ranged from $300,000 to below $100,000.
- Insurance Coverage: The at-fault driver’s policy limit plays a key role. If damages exceed their coverage, a pedestrian’s own uninsured or underinsured motorist policy might help cover the difference.
- Shared Fault: States with modified comparative negligence laws, like Florida, bar recovery if the pedestrian is more than 50% at fault. For example, jaywalking or crossing against a “Don’t Walk” signal could significantly impact the claim.
- Unique Circumstances: In rare cases, third parties—such as local governments for unsafe intersections or manufacturers of defective vehicle equipment—may also be held liable.
What Happens When Compensation for a Pedestrian Hit by a Car Exceeds Insurance Policy Limits?
If medical bills and damages exceed the at-fault driver’s insurance limits, the pedestrian’s own coverage may come into play for compensation after being hit by a car. Here’s how it works:
- Uninsured/Underinsured Motorist Coverage: If a pedestrian has this coverage, it can supplement the at-fault driver’s policy. For example, if the at-fault driver’s policy covers $50,000, but damages total $100,000, the pedestrian’s policy can contribute the remaining $50,000.
- Suing the At-Fault Driver: This option is often impractical, as most individuals lack the resources to pay large settlements out of pocket.
Legal Challenges in Pedestrian Hit by Car Settlements
Understanding fault is critical in pedestrian hit by car settlement cases:
- Comparative Negligence: If the pedestrian is found to be more than 50% at fault—for instance, crossing against a signal—they may be barred from recovery entirely in states like Florida which have modified comparative negligence laws.
- Examples of Fault: A recent case involved a pedestrian who ignored a “Don’t Walk” sign and was struck. In such cases, recovery is unlikely due to the pedestrian’s significant share of fault.
The Misconception About “Easy Money”
It’s a common belief that being hit by a car guarantees a big payout, but that’s far from the truth. Liability must be proven, and negligence isn’t always clear-cut. In some instances, pedestrians may bear a portion of the blame, which can reduce or eliminate their compensation. Additionally, factors such as insurance policy limits and severity of injury can play a significant role in determining appropriate compensation.
What You Should Do If You’re Hit by a Car
- Seek Immediate Medical Attention: Document all injuries and treatments.
- Contact an Attorney: An experienced pedestrian accident lawyer can help identify all possible sources of compensation, including third parties.
- Understand Your Insurance Coverage: If you own a car, your uninsured/underinsured motorist policy could make a significant difference in your case.
Contact Us for Help with Pedestrian Hit by a Car Settlements
Every pedestrian accident case is unique, with outcomes varying widely based on injuries, insurance, and fault. While some settlements can reach significant amounts, others may face substantial hurdles. The key to navigating these cases successfully is understanding your rights and consulting with an experienced pedestrian accident lawyer near you.
Remember, being informed and prepared can make all the difference in the aftermath of such a traumatic event. If you have questions about your situation, don’t hesitate to contact us today to seek professional guidance.