Average Car Accident Settlement Involving Physical Therapy in FloridaTrusted Content
Legally reviewed by:Erik Abrahamson, J.D. September 28, 2021
If you suffered serious injuries in a Florida car accident, you face a long and painful road to recovery. Getting the best possible medical treatment and care can help you achieve a full recovery. If you don’t get the care you need, however, you could find yourself with chronic pain and even long-term disability.
For many injury accident victims, physical therapy can have a significant effect on their recovery. Unfortunately, insurance companies don’t like to pay the high cost of therapeutic and rehabilitation services.
If you need physical therapy after an accident, your claim’s value will likely be higher than it would otherwise. In addition to physical therapy, you could be entitled to recover compensation for your medical treatment, lost income, emotional trauma, and more.
The Florida car accident lawyers of Abrahamson & Uiterwyk fight to get our wrongfully injured clients the justice and financial compensation they deserve. We offer a free consultation for injury accident victims to help provide you with the information you need regarding the potential value of your car accident physical therapy settlement.
How Much Is the Average Car Accident Physical Therapy Settlement?
Every injury accident victim’s injuries and experiences are unique. For this reason, we cannot accurately estimate any average car accident settlement—with physical therapy or without. Settlements typically include compensation for all the victim’s economic and non-economic damages. Economic damages include medical treatment, testing, physical therapy, prescription medications, and related services. These damages are easy to document and establish a value for. It is typically safe to conclude that any claim involving physical therapy will have a higher value than one that does not include those services. Noneconomic damages for things like pain and suffering may also be higher where extensive physical therapy is involved.
How Much Does Physical Therapy After a Car Accident Cost?
The cost of physical therapy can vary significantly, depending on the nature of your injuries and other factors. Physical therapists are highly trained professionals with valuable skillsets. Although the cost of working with a physical therapist might be less than that of a medical doctor or surgeon, you typically spend more time in physical therapy, making the overall cost significant.
Overall physical therapy costs typically include an in-depth assessment of your condition and the development of a comprehensive treatment plan. Once you begin physical therapy sessions, you will be paying for the therapist’s services as well as for the use of whatever equipment your treatment involves.
Depending on the provider, physical therapy can cost as much as $100 per session or more. Initially, you might need three or more sessions per week, and depending on your injuries and progress, you might need to keep going for weeks, months, or even longer. As you can see, these costs can easily and quickly add up.
Who Pays for Physical Therapy After a Car Accident?
After a car accident, how your medical treatment gets paid for depends on your circumstances. If you have health insurance—even Medicare—you can generally get the treatment you need. However, if someone else was at fault for the accident, your insurance company will demand repayment for those costs. You could find yourself on the hook for the bills.
Your Florida personal injury protection (PIP) insurance (if you have it) will also cover some portion of your treatment. However, if your injuries are severe, it might not be enough to cover all your care, including physical therapy. Unless you can pay out-of-pocket, you might not be able to get the therapeutic services you need.
Ultimately, if your injuries are significant enough, the at-fault party’s insurance should be responsible for covering all your physical, emotional, and financial damages—including any type of treatment you need to restore your health and well-being. Getting the insurance company to fulfill these obligations might pose a significant challenge. An experienced attorney can help you get the compensation you need and the justice you deserve.
Do You Have to Go to Physical Therapy After a Car Accident?
Whether you need physical therapy depends on the nature of your injuries and how they affect your life. In many cases, therapy can help speed up the healing process while restoring your comfort and functionality. In some cases, you might not regain functionality without physical rehab or physical therapy, or you might require surgery or other invasive treatment that would not otherwise be required if you went to therapy.
Some of the most common types of injuries that require physical therapy include the following:
- Neck injuries,
- Back injuries,
- Shoulder injuries,
- Knee and ankle injuries, and
- Elbow and wrist injuries.
Although these are some of the most common motor vehicle crash injuries that could require physical therapy, your doctor could recommend physical therapy for a variety of other issues. For example, any injury that affects your strength, mobility, or range of motion could benefit from physical therapy. You might also benefit from physical therapy if you have pain or if you struggle to perform job tasks or the activities of daily living.
The bottom line is that if a qualified medical treatment provider indicates that you need physical therapy, you should follow those recommendations to the letter.
How to Increase Your Odds of Getting Physical Therapy in a Car Accident Settlement
After a car accident injury, getting the comprehensive medical treatment and care you need is critical to your recovery and future well-being. If you need physical rehab and therapy, getting those services can make a significant difference in your long-term quality of life. Without them, you could face a lifetime of physical pain, mobility challenges, and occupational limitations. Unfortunately, therapeutic services can be expensive—and you might require months or even years of physical therapy.
Insurance companies always seek to pay as little as possible. The fewer claims they must pay, the higher the return they can provide to shareholders and company owners. If the insurance company can avoid paying for your physical therapy, they could potentially save tens of thousands of dollars. It’s safe to say you will have a fight on your hands to get compensation for these services.
Having an experienced attorney on your side can help ensure your settlement covers your physical therapy services. At Abrahamson & Uiterwyk, our car accident attorneys understand how to build a well-documented and persuasive case. We demand compensation for the full extent of your damages. We use specialists and experts to clearly demonstrate your current and future needs for medical treatment and therapeutic services.
This is only one area where our compassionate and experienced attorneys can make a difference in your case outcome. Talk to us today to learn how our services can benefit you as you fight to get back on your feet after a car accident that wasn’t your fault.
Talk to a Florida Car Accident Attorney Today for Answers
At Abrahamson & Uiterwyk, our experienced Florida personal injury lawyers know how to get you the justice and compensation you deserve. With decades of experience and a strong track record of success, we put our extensive network of resources to work for you.
You don’t have to fight this battle alone.
Contact us now to take advantage of our free consultation and case review. Our knowledgeable attorneys will fight to help you get the best possible settlement, so you can get the treatment and physical therapy you need.