5 Tips for Dealing with Insurance Companies After an AccidentTrusted Content
Legally reviewed by:Erik Abrahamson, J.D. February 13, 2019
Insurance companies make their profits by providing protection to individuals if they are involved in an accident. However, they don’t make money paying out on accident claims. Paying out claims eats into the profits of insurance companies. If you’ve been involved in an accident, you can expect that your insurance company and the insurance company of the at-fault driver will do their best to pay out as little as possible. That’s why it’s important to take the right steps when dealing with these companies so that your interests are protected.
Being involved in an accident can be overwhelming, but it is important to try and keep a cool head and gather as much evidence as you can right after an accident. Take as many pictures of the scene and the vehicles involved as you can. Gather witness statements and information. All of this evidence will increase the likelihood of proving your claim.
Keep Good Records
Keep records of any accident-related transaction you make. Keep receipts of all medical expenses, doctor recommendations, repair estimates, a copy of the police report, and any other documentation that may be relevant to your claim.
Handle Communications in a Timely Manner
Whether you’re filing a claim against your own insurance company or the insurance company of the at-fault driver, it is always important to act promptly. For instance, PIP insurance requires that you seek medical treatment within 14 days of the accident.
Hire a Personal Injury Attorney
No matter how friendly an insurance adjuster may seem, they are not your side. In order to seek to maximize your settlement and pursue the compensation to which you are entitled, it is important to have a nearby personal injury attorney working for you. An attorney can take care of the details and level the playing field between you and the insurance company. Having an attorney can help ensure that your interests are protected.
Let the Experts Negotiate
Some insurance companies may try to offer you a quick settlement to entice you not to hire a lawyer. If you let a personal injury lawyer handle the negotiations on your behalf, you have a better chance of receiving the maximum settlement. Leave the negotiations in the hands of someone who is more experienced so you can ensure that your claim is not denied or you receive inadequate compensation.
Contact an Experienced Car Accident Attorney
If you’ve been seriously injured in a car accident, it is crucial that you have an experienced vehicle attorney evaluate your case as soon as possible. The trusted attorneys at Abrahamson & Uiterwyk have over 30 years of experience and want to help you. Contact us online or call us at 1-800-538-4878 to set up your free consultation as soon as possible.