Average Farmers Insurance Settlement Amount in Florida

Trusted Content

Legally reviewed by:

Erik Abrahamson, J.D. August 25, 2021

If you have a car insurance claim involving Farmers Insurance, you are naturally curious about how their process works and how they are to deal with. You might also be curious about the average Farmers Insurance payouts for a car accident or another type of personal injury claim.

Whether you or the other driver had Farmers Insurance coverage, the claims process is essentially the same. The value of your claim will depend on the specific economic and non-economic damages you suffered. However, you could be entitled to pursue compensation for your medical treatment, lost income, personal property damage, and some types of pain and suffering.

In Florida, the car accident attorneys of Abrahamson & Uiterwyk provide compassionate and aggressive legal representation to injury accident victims. We have a long history of negotiating settlements with Farmers, and we understand how to get the maximum compensation for your damages.

farmers insurance lawsuit settlement

What Is the Average Farmers Insurance Claim Settlement Amount?

Every injury accident victim’s experience is unique, as are the damages they suffer. This makes it virtually impossible to estimate any type of average Farmers Insurance settlement amount in Florida. Your claim’s value will be based on your actual damages. This could include your medical care and treatment, lost income, car repair or replacement cost, etc.

In Florida, you might not be able to recover compensation for some types of emotional distress. Florida law limits mental suffering and emotional trauma damages to only those that cause the victim to have some kind of resulting physical manifestation.

To determine what the potential value of your claim might be, schedule a consultation with a knowledgeable Florida injury accident attorney. After reviewing the details of your case, an attorney can provide you with an estimate of your claim’s value and how long it might take to negotiate a settlement with Farmers.

Farmers Insurance Company Information

Farmers was founded in 1928 for the purpose of providing coverage for the vehicles of rural American farmers. Today, the company offers a wide range of products, including property and casualty insurance, life insurance, and business insurance.

The company also owns several smaller insurance companies, including Foremost Insurance, Bristol West Insurance, and The 21st Century Insurance Group. The company is currently in the process of acquiring other entities, including MetLife.

Over the years, Farmers has had its share of consumer complaints and legal problems. In fact, the company was previously named as one of the poorest performers for paying auto accident claims.

How Long Will My Farmers Insurance Claim Settlement Take?

If you read through some of the Better Business Bureau consumer complaints against the company, it seems as though Farmers Insurance settlement checks don’t always show up when claimants believe they should. Although it’s difficult to determine what the real story is behind any online consumer complaint, this could indicate a pattern.

Because so many factors are involved in the personal injury claims and settlement process, it isn’t possible to determine any average time necessary to settle a car accident claim with Farmers. In some cases, if the claim is fairly simple and straightforward, you could get a settlement within a few weeks. However, for any case that involves serious injuries and extensive damages, you can safely assume that the process could take months.

If the company will not negotiate a settlement in good faith—or if Farmers won’t offer a reasonable settlement value—you may need to file a lawsuit. However, in most cases, lawyers can successfully negotiate car accident claims with Farmers. This gets a check into your hand as soon as possible and saves you the time and cost of going to court.

How to Contact Farmers Insurance in Florida

To file a car accident claim with Farmers, you can call the company’s toll free number, 800-435-7764. You can also file a Farmers Insurance claim online or using the Farmers mobile app. You can use the online interface to file a claim whether you are the insured party or the other driver has Farmers.

Once your claim has been set up, you will be able to login to check the status of your claim any time. The site also has additional informational resources, including a helpful car accident checklist.

The other option for reporting a claim with Farmers Insurance is to let an experienced personal injury lawyer handle it on your behalf. Your attorney will handle everything, including communicating and negotiating with Farmers. This leaves you free to focus on recovering from your injuries and getting back on your feet.

Tips For Dealing with Farmers Insurance Claims

Getting a Farmers Insurance settlement shouldn’t be overly difficult or time-consuming. Unfortunately, the process often gets delayed through no fault of the claimant. Like any insurer, you can expect Farmers to at least try to deny your claim or to reduce its value as much as possible.

Getting the settlement you deserve requires negotiation. Unfortunately, you might not have the industry-specific knowledge or experience to get the compensation you deserve. Consider having an attorney handle Farmers on your behalf.

Experienced personal injury attorneys know exactly how Farmers and other insurance companies work. Your lawyer can document your claim and build the most persuasive case possible. They can also press Farmers to engage in the negotiations process to expedite the resolution of your claim.

Should I Get a Lawyer to Handle My Farmers Claim?

Nothing in Florida’s laws requires that you hire an attorney to handle a personal injury claim. If your case is simple and straightforward, and if the insurance company is responsive to your claim, you should be able to get the settlement you need.

However, if your claim is more complex, or if it involves a significant injury, having a lawyer can make a big difference in the outcome of your case. Your lawyer can also help ensure that you comply with all the applicable laws and ensure you don’t miss any time limits.

Before you provide a recorded statement or discuss any potential settlement offers with Farmers, talk to a lawyer. Most personal injury lawyers offer a free consultation and case review. This gives you a chance to ask questions and get the information you need to make the best choices for your future.

Do I Need to File a Lawsuit Against Farmers Insurance?

If your attorney cannot negotiate a settlement, they may recommend filing a Farmers Insurance lawsuit.

Fortunately, in most cases, attorneys can negotiate a fair settlement for their accident injury clients. This gets you the financial resources you need to get through this difficult time. Avoiding a lawsuit is also preferable in most cases, due to the time and cost involved in going to trial.

Contact a Florida Car Accident Lawyer Now

To discuss your Farmers Insurance lawsuit settlement, contact a Florida personal injury lawyer from Abrahamson & Uiterwyk today. We have more than three decades of experience fighting for our clients. We level the playing field between you, the victim, and large, national insurance companies like Farmers. We handle everything on your behalf. All you have to worry about is your health and well-being. We also handle your case on a contingency fee basis, so you don’t owe any legal fees unless we recover compensation for you.

We offer a free consultation and case analysis for Florida personal injury victims. Contact us now to learn more about how we can help you with your Farmers injury accident settlement. 

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